Page 43 - Oundle Life April 2024

Embracing the Flexibility of Modern Pension Schemes
Retirement planning has evolved, and the benefits of modern pension schemes are too significant to ignore. These newer plans offer a variety of investment options and the flexibility to adapt to life’s changes. With the advent of pension freedoms, you have more control over your funds than ever before. As your adviser, I’m here to guide you through these choices
to find the best fit for your individual needs, whether it’s understanding drawdown options, the implications of taking lump sums, or the decision to purchase an annuity.
Optimising Tax Efficiency and Estate Planning
A crucial yet often overlooked aspect of pension management is its impact on your tax position and estate planning. I can provide expert
advice on structuring your pensions to take
full advantage of tax relief while minimising liabilities. By integrating your pension planning into your broader financial strategy, we can work together to ensure your wealth is preserved for your future and for your loved ones. Check out our blog on “What happens to your pension if you die?”.
How can a financial adviser help?
Retirement should be a time of joy and relaxation, not one bogged down by financial uncertainty. By engaging with me as your independent financial adviser, you can take control of your pension savings and make confident decisions that
pave the way for the retirement you’ve worked tirelessly to achieve.
If you’re ready to explore the potential of your pension funds and want a partner to help navigate the complexities of retirement planning, I invite you to reach out. Together, we can assess.
Benefit from a confidential free initial meeting guiding you through the impact on savings, investments, and pensions
Our Positive Advisers team is committed to providing advice that aligns with your long-term financial goals.
Phone: 03003 034674
Email: Mark@positiveadvisers.co.uk Visit: www.positiveadvisers.co.uk
Disclaimers
Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance is not a guide to future performance. Taking an equity release loan could impact benefits you may be entitled to, have an impact on your personal taxation and erode the value of your estate.
Positive Advisers Ltd is an Appointed Representative of New Leaf Distribution Ltd which is authorised and
regulated by the Financial Conduct Authority: FCA Number 460421
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