Page 3 - Ally Office Solutions - Benefit Guide 2025
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Important Information






          The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
          contracts or booklets. This information has been compiled into summary form to outline the benefits
          offered. If this benefit guide does not address your specific benefit questions, please refer to the
          Contact Information on page 17 of this booklet. The contact page will provide you with the infor-
          mation you need to contact the specific insurance carriers and/or Human Resources Department
          for additional assistance. Your Employee Benefit Portal through Employee Navigator includes plan
          information, summaries, costs, carriers contact information and more.  Please see the instructions
          on pages 15-16 to access this information.






          Who is Eligible?

          If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll
          in the benefits described in this guide. Eligible employees are eligible following 60 calendar days
          of employment. Family members are eligible for medical and voluntary dental (please see benefit



         When to Enroll
         All  employees  are  required  to  complete  the  ONLINE  New  Hire

         Enrollment    at  new  hire  &  once  a  year  during  the  Annual Open
         Enrollment period. Instructions are on pages 15-16.

         Open  enrollment  is  in  December  for  the  January  1st  plan  year.
         Please submit all forms to Jason Harris.






         Can I make changes during the plan year?

         Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 18 or the Library
         section of your Benefit Website.

                                   LAW TO HAVE HEALTH INSURANCE

                                   Individuals  are  still  required  to  have  medical  unless  you  have  qualified
                                   waivers  as  mandated  by  current  law.  The  penalty  fine  for  not  having
                                   coverage ended January 1, 2019.



                     Please note that the medical plan offered by Ally Office Solutions exceeds the
                 minimum value standard for health coverage according to the Affordable Care Act.

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