Page 4 - Ally Office Solutions - Benefit Guide 2025
P. 4

Medical Options:




         Baylor Scott & White (BSW)


            2025 Rate Information — Per Pay Period

                                   Gold PPO 3500    Silver PPO 5900             Dependent Information
               Per Pay Period
                                      (Buy-Up)          (Base)
                                                                       Ally Office Solutions  offers employees the
          Employee Only               $   216.98        $157.56        opportunity  to  cover  their  spouse  and

          Employee + Spouse           $   670.29        $551.44        dependent  children.  Children  can  join  or
                                                                       remain on a parent’s plan until age 26. They
          Employee + Child(ren)       $   670.29        $551.44        will lose medical coverage on the last day of

          Employee + Family           $1,123.60         $945.33        their birth month.
                                                Gold PPO 3500                         Silver PPO 5900
              Brief In Network
                                       Nationwide In & Out of Network  Nationwide In & Out of Network
                  Summary
                                                    Benefits                               Benefits
          Deductible – Calendar                  Individual: $3,500                    Individual: $5,900
          Year Deductible  (CYD)                  Family: $7,000                        Family: $11,800

          Coinsurance                       Carrier 100% / Member 0%               Carrier 90% / Member 10%
          Annual Out of Pocket                   Individual: $6,900                    Individual: $9,100
          Maximum                                 Family: $13,800                       Family: $18,200
          Office Visit  - Primary Care       Under Age 19: $0 Copay                Under Age 19: $0 Copay
          Physician (PCP)                  Age 19 and Over: $0 Copay             Age 19 and Over: $35 Copay
          No REFERRAL NEEDED
          Virtual Designated Net-
          work Providers                            $0 Copay                               $0 Copay
          (Telehealth) See Page 6
          For More Details

          Office Visit - Specialist                 $65 Copay                             $70 Copay


          Preventive Care                        Covered at 100%                       Covered at 100%

          Labs / X-rays                            0% After CYD                         10% After CYD
          MRI’s / PT’s / CT’s, Etc.  (No           0% After CYD                         10% After CYD
          CYD)

          Urgent Care                               $50 Copay                             $50 Copay
                                              $750 Copay after CYD                   $750 Copay after CYD
          Emergency Room Copay        Out of Network Emergency Room $750  Out of Network Emergency Room $750
                                                 Copay After CYD                       Copay After CYD
          Hospital:                                0% After CYD                         10% After CYD
          •  Inpatient                             0% After CYD                         10% After CYD
          •  Outpatient
          Prescription Drugs—31                  Tier 1:$0-$3 Copay                    Tier 1:$0-$3 Copay
          Day Supply Retail                      Tier 2:$50 Copay                      Tier 2:$50 Copay
          (90 Day Mail Order at 2.5             Tier 3:$125 Copay                      Tier 3:$125 Copay
          Times Retail       Copay)             Tier 4:$250 Copay                      Tier 4:$250 Copay
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