Page 3 - Affinity Neurocare Benefit Guide - FINAL
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Important Information





          The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
          contracts or booklets. This information has been compiled into summary form to outline the benefits
          offered. If this benefit guide does not address your specific benefit questions, please refer to the
          Contact Information page of this booklet. The contact page will provide you with the information
          you  need  to  contact  the  specific  insurance  carriers  and/or  Human  Resources  Department  for
          additional assistance. The information provided in this summary is for comparative purposes only.
          Actual claims paid are subject to the specific terms and conditions of each policy contract. This
          benefit guide does not constitute SBC’s, policy or contract. Your Employee Benefit Portal through

          Benefit  Zone  (formerly  Gen4)  includes  plan  information,  summaries,  costs,  carriers  contact  infor-
          mation and more.  Please see the instructions on page 22 to access this information.
          Who is Eligible?

          If you are a full-time employee, working a minimum of 30 hours per week, you
          are eligible to enroll in the benefits described in this guide. New employees are
          eligible on the first of the month following 60 calendar days of employment.
          Family members are eligible for medical, dental, and vision.



         When to Enroll?

         All employees are required to complete the New Hire Online Enrollment at  new
         hire within the first 30 days and once a year during the Annual Open Enrollment.
         Open enrollment is in November/December for a January 1st effective date. New
         hire enrollment login and password will be provided by your Practice Administrator,
         Shirley Stahl or use instructions on page 23.



         Can I make changes during the plan year?

         Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 20 or the Library
         section of your Benefit Website.



                                                  LAW TO HAVE HEALTH INSURANCE

                                                  Individuals  are  still  required  to  have  medical  unless  you
                                                  have  qualified  waivers  as  mandated  by  current  law.  The
                                                  penalty fine for not having coverage ends January 1, 2019.




                  Please note that all medical plans offered by Affinity Neurocare exceed the
             minimum value standard for health coverage according to the Affordable Care Act.


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