Page 9 - Affinity Neurocare Benefit Guide - FINAL

Employer Paid: Mutual of Omaha

Short-Term Disability (STD)

Employer PAID (STD) Short-Term Disability Coverage

Affinity Neurocare provides our employees with 100% Employer Paid Short-Term Disability (STD)
coverage, intended to protect your income for a short duration in case you become ill or injured
and unable to work.

• Benefits begin the 1st day following an accident, or 8th day following an illness or pregnancy
• Benefits can continue up to a maximum duration of 13 weeks
• This policy will cover 60% of your weekly base income up to $1,800
• Your benefit WILL BE taxed since you are NOT paying the premium
• Pays for Total and Partial Disabilities caused by accidents and illness

Definition of Disability:
Disability and disabled mean that because of an injury or illness, a significant change in your mental or
functional abilities has occurred, for which you are prevented from performing at least one of the material
duties of your regular job and are unable to generate current earnings which exceed 99% of your weekly
earnings from your regular job. You can be totally or partially disabled during the elimination period.

Partially Disability Benefits:
If you become disabled and can work part-time (but not full-time), you may be eligible for partial disability
benefits, which will help supplement your income until you are able to return to work full-time

PRE-EXISTING CONDITION:
None

OTHER BENEFITS:
• Vocational Rehabilitation
• Layoff/Furlogh/Leave
• FICA PAYMENT: The employer will deposit their portion of any applicable FICA tax with the IRS.

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