Page 5 - Hanover Medical Management Sevices - 2022 Benefit Guide
P. 5

Dental Option:


          MetLife




                    Rate Information                                    Dependent Information

                        Per Pay Period                      Hanover Medical Management Services, LLC offers
                                                            employees the opportunity to cover their spouse or
             Employee Only              $ 18.80
                                                            dependent children. Children can join or remain on

             Employee + Spouse          $ 37.20             a  parent’s  dental  plan  until  age  26.  When  a  child
                                                            turns 26, they will lose dental coverage on the last
             Employee + Child(ren)      $ 43.90             day of their birth month. This is an automated pro-
                                                            cess.
             Employee + Family          $ 67.00





                                                                             Amount You Pay
         BRIEF  OVERVIEW / Service
                                                                Non-Network  Dentists Reimbursed at 90% of U&C

         Annual Deductible (CYD)                                         $50 Individual  / $150 Family
         Preventive Services                                            Covered at 100%; CYD Waived
         Basic Services                                                   Covered at 80% after CYD
         Major Services                                                   Covered at 50% after CYD

         Annual Maximum                                                             $5,000
         Annual Maximum                                              Preventive Services Does Not Apply


         Orthodontia (Child Only)                            Covered at 50% - CYD Waived (Lifetime Max of 1,500)



         Type of Service                                                  Benefit Description

                    See Summary of Benefits and Policy for the age and frequency limitations of benefits.

                                                              Routine cleanings, exams, x-rays, oral cancer screenings.
         Preventive Services
                                                               (Fluoride, sealants, space maintainers  under  age 16)

                                                          Restorations (Amalgam or Composite) fillings, simple extractions,

         Basic Services                                   oral surgery, endodontics (root canals), periodontics. Emergency
                                                                          Treatment/General Services


                                                           Crowns, implants, inlays, onlays, fixed partial denture (bridges)
         Major Services                                                dentures &    removable prosthetics


         Annual Maximum                                                 Applies January 1 to December 31
         Orthodontia                                                         Children under age 19

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