Page 3 - National Door_Benefit Guide 2025a
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Important Information
The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
contracts or booklets. The information has been compiled into summary form to outline the benefits
offered by our company. If this benefit guide does not address your specific benefit questions,
please refer to the Contact Information on page 26 of this booklet. The contact page will provide
you with the information you need to contact the specific insurance carriers and/or Human
Resources Department for additional assistance. The information provided in this summary is for
comparative purposes only. Actual claims paid are subject to the specific terms and conditions of
each policy contract. This benefit guide does not constitute SBC’s, policy or contract.
Employee Navigator Login Instructions are on pages 24-25.
Who is Eligible?
If you are a full-time employee, working a minimum of 30 hours per week, you are
eligible to enroll in the benefits described in this guide. New employees are eligible on
the first of the month following 60 calendar days of employment. Family members are
eligible for medical, telehealth, dental, vision, and voluntary life/AD&D (see benefit
pages for dependent children age requirements).
When to Enroll
All employees are required to complete New Hire enrollment
form at new hire and once a year during the Annual Open
Enrollment. This needs to be turned in to your HR.
Open enrollment is in January for a February 1st, effective date.
Can I make changes during the plan year?
Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 35.
LAW TO HAVE HEALTH INSURANCE
Healthcare Law ACA still requires individuals to have medical
insurance or a qualified wavier. NEW starting January 1, 2019,
the penalty for not having coverage has been eliminated.
Please note that all medical plans offered by National Door Industries, Inc. Meet the
“minimum value standard” for health coverage according to the Affordable Care Act.
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