Page 10 - IFC Roofing and Construction_Benefit Guide_Revised 9-25-2020
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Preventive Care Highlights:
Superior Vision Option
One of the most valuable benefits included with your benefit package is preventive care
coverage which covers 100% of eligible preventive services. NO Dr. copays or deductibles
apply! Like all other services, you must see In-Network providers. This means that you and your
covered dependents have access to a variety of medical tests, screenings, annual exams,
and immunizations which may help reduce your risk of developing health conditions in the
future and avoid expensive treatment down the road.
Understanding Preventive Care:
Preventive care is the first step in knowing how healthy you are. The goal is to “prevent” a
serious health condition by detecting problems early on. Preventive care includes screen-
ings, tests, medicines, and counseling performed or prescribed by your doctor or other
health care providers to test for conditions which may develop even when you don’t have
signs or symptoms of an injury or illness. Your provider is able to deliver treatment which can
prevent you from getting sick and by counseling you on beneficial lifestyle changes or
offspring prophylactic treatment.
Examples of Covered Preventive Services for Adults and Children:
• Immunizations and flu shots (age 7 and over)
• Wellness exams including lab/x-rays
• Well-woman visits including pap smears, gynecological exams, and mammograms
(age requirements apply to certain tests)
• Well child care including developmental assessments and Human Papillomavirus (HPV)
vaccines
• Bone mass measurement testing
• Hearing exams
• Annual prostate screenings
• Routine colonoscopy (age requirements apply)
• Some Medications are covered too
Note: For information on what the plans cover, please see the benefit summaries for more details.
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