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UHC Charter HMO


         Summary







           Introducing UnitedHealthcare                       a health coverage  product
           not        to help employees  make informed health care decisions, but to lower

                    health care costs          employees  and their dependents.




            How the plan

              Employers must be located in one of the    network counties:   Dallas, Denton,   Fannin, Hunt, Johnson,
               Parker, Rockwall or Tarrant.

              Employees must    in one of the network counties  to be         ollment

              Enrolled Charter members  must select a network PCP to guide them through their care   either a general or
               practitioner, internist or pediatrician   from   UnitedHealthcare   k

              PCPs   provide care    the    of a         health care needs,     be    a            or an illness
               or     as     as provide a        specialist care is

                          coverage  is not available except in the case  of emergency



                      plan

             Along         to the Charter network and outreach,  advocacy
             and        programs,  other plan    include coverage

              Doctor     visits.
                        patient
              Emergency

              Hospital
              Lab

              Pregnancy  and newborn
              Mental health and           disorder
              Prescription
                          services and

                        care

              Pediatric oral and
              Chronic disease          .


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