Page 12 - 2025 Texas Flood LLP - Benefit Guide
P. 12

Dental Benefits:



        UNUM





                       Effective               Bi-Weekly (26)                 Dependent Information

           Employee Only                           $  8.39               We  offer  our  employees  and  eligible  dependents
                                                                         dental coverage. Children can join or remain on a
           Employee + Spouse                       $16.36
                                                                         parent’s  dental  plan  until  age  26.  When  a  child
           Employee + Child(ren)                   $22.63                turns 26, they will lose dental coverage on the last
           Employee + Family                       $33.24                day of their birth month.

                                                        Amount You Pay — Traditional Plus
         Type of Service
                                         Non-Network  Dentists  are Reimbursed at Maximum Allowable Charge (MAC)

         Preventive Services                                 Covered at 100%; CYD Waived
         Basic Services                                         Covered at 80% after CYD

         Major Services                                         Covered at 50% after CYD
         Annual Maximum                                                  $1,000

         Annual Deductible (CYD)                              $50 Individual  / $150 Family
                                       $250 Carryover Benefit  will be accrued and stored in the insured’s carryover
         Carry Over Benefit
                                                       account to be used in the next benefit year.
         (Ortho not Included)
                                                 ($500 Threshold limit / $1,000 Carryover Account Limit)

         Orthodontia (Child Only)                                     Not Included


         Type of Service                                         Benefit Description
                    See Summary of Benefits and Policy for the age and frequency limitations of benefits.

         Preventive Services            Routine cleanings, exams, x-rays, oral cancer screenings. Fluoride,
                                        sealants, space maintainers

                                        Emergency Treatment (1 per 12 months) • Full mouth/panoramic x-rays (1
         Basic Services                 per 36 months) Simple restorative services (fillings) – Posterior composite
                                        restorations • Simple extractions

                                        Crowns, bridges, dentures, inlays, on lays, dentures repair and relines /
                                        rebases. endodontics (root canals), periodontics, oral  surgery, and stainless
                                        steel crowns.
         Major Services
                                        Implants are

                                                                              of


         Annual Maximum                 Applies January to December
         Orthodontia                                                   Not Included

                       NOTE: This is only a brief overview. Please see Benefit Summary and policy for more details.
                            Website: www.unum.dentalcarecom  or Customer Service: 888-400-9304

         12
   7   8   9   10   11   12   13   14   15   16   17