Page 3 - 2025 Texas Flood LLP - Benefit Guide
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Important Information
The intent of this benefit guide is to briefly highlight your benefits, not to replace your insurance contracts or
booklets. This summary outlines the benefits offered. For specific benefit questions, please refer to the
Contact Information on page 18. This page provides details to contact the insurance carriers and/or Human
Resources Department for additional assistance.
The information in this summary is for comparative purposes only. Actual claims are subject to the terms
and conditions of each policy contract. This benefit guide does not constitute SBC’s policy or contract.
Your Employee Benefit Portal through Employee Navigator includes plan information, summaries, costs,
carrier contact information, and more. Please see pages 16-17 for instructions to access this information.
Who is Eligible?
If you are a full-time employee, working a minimum of 30 hours per week, you are eli-
gible to enroll in the benefits described in this guide.
New employees are eligible on the first of the month following 60 calendar days of
employment. Family members are eligible for medical, dental and vision.
When to Enroll?
All employees are required to complete the New Hire Online Enrollment at new hire
and once a year during the Annual Open Enrollment.
Open enrollment is in December for a January 1st effective date. Please find the login instructions on
pages 16-17 or ask your contact, Brittany Powell.
Can I make changes during the plan year?
Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 24 or the Library
section of your Benefit Website.
LAW TO HAVE HEALTH INSURANCE
Individuals are still required to have medical unless you have
qualified waivers as mandated by current law. The penalty fine
for not having coverage ended January 1, 2019.
Please note that all medical plans offered by Texas Flood, LLP. exceed the
minimum value standard for health coverage according to the Affordable Care Act.
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