Page 3 - Coral Rehabilitation and Nursing of Arlington Benefit Guide Effective 7-1-22

Important Information

The intent of our Benefit Guide is to briefly highlight your benefits and NOT to replace your

insurance contracts or booklets. The information has been compiled into summary form
to outline the benefits offered by our company. If this benefit guide does not address
your specific benefit questions, please refer to the Contact Information page of this
booklet. The contact page will provide you with the information you need to contact

the specific insurance carriers and/or Human Resources Department for additional assis-
tance. The information provided in this summary is for comparative purposes only. Actual
claims paid are subject to the specific terms and conditions of each policy contract. This
benefit guide does not constitute SBC’s, policy or contract. Our Employee Benefit Portal
includes plan information, summaries, costs, carriers contact information, videos and
more.

Who is Eligible?

If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll in the
benefits described in this guide. New employees are eligible on the first of the month following 60 calendar
days of employment. Family members are eligible for medical, dental, vision (see benefit page for
dependent children age requirements).
When to Enroll

All employees are required to complete the New Hire online Enrollment at new hire and once a year
during the Annual Open Enrollment.
Open enrollment is in June for a July 1st effective date. New hire enrollment login and password will
be provided by your Human Resources contact with login instructions on page 26.

Can I make changes during the plan year?

Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 34 or the Library
section of your Benefit Website.

LAW TO HAVE HEALTH INSURANCE or PAY!

Individuals are still required to have medical unless you have qualified
waivers as mandated by current law. The penalty for not having
coverage ended January 1, 2019.

Please note that ALL United Healthcare UHC medical plans offered by Coral LTC meet the
“minimum value standard” for health coverage according to the Affordable Care Act.

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