Page 2 - Phil Chai - Benefit Guide Twin City Gardens 10-15-2021
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Our employees are our most




                                valuable asset!



         Twin City Gardens Care Center is committed to a comprehensive benefit program that helps our
         employees  stay  healthy  and  feel  secure  while  maintaining  a  quality  work/life  balance.  We  now
         offer a Enhanced EAP program for our employees and dependents.

         Twin City Gardens Care Center is pleased to offer our full-time employees three United Healthcare
         major  medical  plan  options.  You  also  have  two  low  cost  Limited  Medical  options  through  Pan
         American. ALL of our Medical Plans offer  unlimited annual preventative care benefits with NO out
         of pocket costs. ALL of our Medical Plans offer Virtual Healthcare visits at $0 copay cost.  Twin City
         Gardens Care Center pays a major portion of the employees and dependent cost for any of the
         medical options you choose.

         We offer Voluntary Dental through Mutual Of Omaha and Voluntary Vision through Superior Vision.

         This  year,  we  are  pleased  to  offer  our  NEW  100%  Employer  Paid  Life  and  Matching  Accidental
         Death  &  Dismemberment.  We  are  also  now  pleased  to  offer  low  cost  group  Voluntary  Life  and
         matching  Accidental  Death  &  Dismemberment  for  employees  and  dependents.  During  OPEN
         ENROLLMENT and New Hire Employees can enroll in $150,000 with NO Health Questions and cannot
         be turned down.  Dependents also have levels of Guaranteed Issue available.

         NEW this year through Mutual of Omaha are two comprehensive Accident Plans, one On and Off
         the job coverage and the other Off the Job Only. Both have same benefits.

         NEW this year through Mutual of Omaha is $10,000 to $20,000 Critical Illness coverage that includes
         Cancer,  Heart  Attack,  Stroke  and  much  more  coverage.  Our  plan  is  Guaranteed  Issue  which
         means you cannot be turned down. Children are added at NO cost.

         Please retain a copy of this guide in order to review coverage benefits, cost information, and retain
         necessary contact information. This booklet will not serve as an ID card or verification of benefits at
         a provider’s office, but can provide assistance if needed. Refer to page 33 for instructions on how
         to enroll in benefits. For additional contact numbers and information, please refer to page 32.


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