Page 5 - Phil Chai - Benefit Guide Twin City Gardens 10-15-2021
P. 5

Medical Options:


          United Healthcare (UHC)



                                  ProFormance
                Effective 3/1/2021                            Premier      Premier       We  offer  our  full-time  employees  and  their  eligible
              Bi-Weekly Pay Period   AXKY-IU   BCZ2-IU    BCZS-IU
                                                                            dependents  coverage.  Children  can  join  or  remain
             Employee Only         $  94.52   $118.25    $179.89            on  a  parent’s  medical  plan  until  age  26.  When  a
             Employee + Spouse     $310.14    $444.17    $601.99            child turns 26, they will lose medical coverage on the
             Employee + Child(ren)   $251.28   $333.03   $497.54            last day of their birth month.
             Employee + Family     $454.60    $760.77    $989.32

                                               ProFormance AXKY                   Premier BCZ2                     Premier BCZS
                  Brief Member                                          $3,000 Deductible        $3,000 Deductible
                                               $5,000 Deductible
                Network Summary                IN-NETWORK ONLY          IN-NETWORK ONLY         IN-NETWORK ONLY
                                                 Covered 100%                                          Covered 100%                                        Covered 100%
          COVID-19 Testing & Vaccine COVID period)
                                              (No CYD, Co-Ins. Copays)   (No CYD, Co-Ins. Copays)   (No CYD, Co-Ins. Copays)
          Network                                  CHOICE                   CHOICE                   CHOICE
          (CYD) Calendar Year Deductible (Jan .1st to   Individual: $5,000   Individual: $3,000   Individual: $3,000
          Dec. 31st)                             Family: $10,000          Family: $6,000           Family: $6,000
          Coinsurance                             Carrier: 80%                                             Carrier: 80%                                        Carrier: 100%
          (After CYD)                            Member: 20%              Member: 20%               Member: 0%

                                                Individual: $7,150       Individual: $6,000       Individual: $4,500
          Annual (OOP) Out of Pocket Maximum
                                                 Family: $14,300          Family: $12,000          Family: $9,000
                                              Under Age 19: $0 Copay                          Under Age 19: $0 Copay                            Under Age 19: $0 Copay
          Primary Care Physician (PCP)
                                              Age 19 & Over: $15 Copay   Age 19 & Over: $30 Copay   Age 19 & Over: $30 Copay
                                              UHC Network Providers    UHC Network Providers    UHC Network Providers
          Specialist Physicians and Non PCP Providers    $50 Copay -Designated    $30 Copay -Designated    $30 Copay -Designated
                                               $100 Copay -Standard     $60 Copay -Standard      $60 Copay -Standard

          Dr. Consultation Virtual Visits (Telehealth) see   $0 Copay       $0 Copay                 $0 Copay
          page 7&8

          Basic: Lab, X-Rays / Diagnostic Major:          Basic:  20% after CYD    Basic:  Paid 100%    Basic:  Paid 100%
          Diagnostic & Imaging                 Major:  20% after CYD    Major:  20% after CYD    Major: Paid 100% after CYD


          Annual Preventive Care (Certain Rx are        Covered 100%                                          Covered 100%                                        Covered 100%
          covered too)  See page 4            (No CYD, Co-Ins. Copays)   (No CYD, Co-Ins. Copays)   (No CYD, Co-Ins. Copays)

                                             $25 Copay (Dr. Services Only)
          Urgent Care                                                      $75 Copay                $75 Copay
                                            (CYD/20% apply to other services)
                                                                        20% after $250 Copay                          $300 Copay
          Emergency Room                    $300 Copay, after CYD and 20%
                                                                         CYD does not apply      CYD does not apply
          Hospitalization: (In / Outpatient)     20% after CYD            20% after CYD          Paid 100% after CYD


                                                  RX Plan IU               RX Plan IU               RX Plan IU
          Prescription Drugs - 31 Day Supply Retail    Tier 1 $15 Copay                                      Tier 1 $15 Copay                                     Tier 1 $15 Copay
          90 Day Supply  Mail Order at 2.5 Times Retail         Tier 2 $40 Copay                                      Tier 2 $40 Copay                                      Tier 2 $40 Copay
                                                 Tier 3 $75 Copay         Tier 3 $75 Copay        Tier 3 $75 Copay


              NOTE: This is only a brief overview. Please see Benefit Summary and SBC for more details. Please Register and use UHC Member    www.myuhc.com or
              Customer Service  Toll Free 866-633-2446
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