Page 3 - National Door_Benefit Guide 2024
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Important Information







          The intent of our benefit guide is to briefly highlight your benefits and NOT to replace your insurance
          contracts or booklets. The information has been compiled into summary form to outline the benefits
          offered  by  our  company.  If  this  benefit  guide  does  not  address  your  specific  benefit  questions,
          please refer to the Contact Information page of this booklet. The contact page will provide you
          with the information you need to contact the specific insurance carriers and/or Human Resources
          Department for additional assistance. The information provided in this summary is for comparative
          purposes only. Actual claims paid are subject to the specific terms and conditions of each policy
          contract. This benefit guide does not constitute SBC’s, policy or contract.




         Who is Eligible?

         If  you  are  a  full-time  employee,  working  a  minimum  of  30  hours  per  week,  you  are
         eligible to enroll in the benefits described in this guide. New employees are eligible on
         the first of the month following 60 calendar days of employment. Family members are
         eligible  for  medical,  telehealth,  dental,  vision,  and  voluntary  life/AD&D  (see  benefit

         pages for dependent children age requirements).

         When to Enroll


         All  employees  are  required  to  complete  New  Hire  enrollment
         form  at  new  hire  and  once  a  year  during  the  Annual  Open
         Enrollment.  This needs to be turned in to Alexandria Greear.

         Open enrollment is in January for a February 1st, 2022 effective

         date.

         Can I make changes during the plan year?

         Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 30.


                                        LAW TO HAVE HEALTH INSURANCE

                                        Healthcare  Law  ACA  still  requires  individuals  to  have  medical
                                        insurance or a qualified wavier. NEW starting January 1, 2019,
                                        the penalty for not having coverage has been eliminated.



              Please note that all medical plans offered by National Door Industries, Inc. Meet the

             “minimum value standard” for health coverage according to the Affordable Care Act.

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