Page 11 - First Choice-Care Quality Landscape Brochure #2 Neat
P. 11

HOW TO APPLY FOR CARE FUNDING

                                                                                                             If  you  or a  loved  one  requires  full-time  continuing  care,
                                                                                                             whether provided by a residential care or nursing home or
                                                                                                             courtesy of a live-in carer in your own home, but cannot pay for
              Council Tax Reduction                                                                          it yourself you may be eligible to receive funding which covers
                                                                                                             some or all of the cost.
              Council Tax Reduction means that your council tax bill will be discounted, dependant upon      Depending upon the nature of the care required you can apply
              your circumstances. To qualify for this, you will be assessed on:                              for care funding to your local authority or to the NHS
              •  Where you live                                                                              HOW TO APPLY FOR CARE FUNDING FROM YOUR

              •  Your circumstances including income, dependants, benefits, savings and pension               LOCAL AUTHORITY
              •  Your household circumstances i.e. your partners financial assets and income
                                                                                                             Current UK Government legislation states that anyone who
              Council Tax Reduction has replaced the Council Tax Benefit.
                                                                                                             needs health or social care as a result of old age; mental illness
              HEATING BENEFITS                                                                               or learning difficulties or physical or sensory disabilities should
                                                                                                             be able to obtain care services and support, tailored to their
              There are different benefits available towards heating and energy bills during the winter or    individual needs whether provided in the home or in a
              periods of severe cold weather                                                                 residential facility.
              •  Winter Fuel Payment – a payment to help fund your heating bills. This is available if you are   The provision of social funding from your local authority is
                 of  a  certain  age  and  receive  a  State  Pension  and  another  social  security  benefit.  This  is   dependent upon two assessments: an assessment of your care
                                                                                                             needs and a financial assessment.
                 usually awarded automatically, but you may have to apply for this yourself if you are eligible.
                                                                                                             Everyone, whether or not they are seeking local authority
              •  Cold Weather Payment – a payment provided when the average temperature in your area is      funding for care, is entitled to an assessment of their care
                 recorded, or forecast to be, zero degrees Celsius or below for seven consecutive days       needs. Such an assessment is beneficial as it can help to identify
                 between November and March.                                                                 those care providers which are best equipped to meet the needs
                                                                                                             of the person requiring care.
              •  Warm Home Discount Scheme – a one-off payment that is paid directly to your energy
                 provider and removed from your gas or electricity bill.                                     Following the assessment of your care needs your local
                                                                                                             authority  will  need  to  assess  your  finances  to  determine
                                                                                                             whether or not you are eligible for the partial or complete
                Important note                                                                               funding  of  care  provision.  Broadly  speaking,  if  your  financial
                                                                                                             assets are valued at less than £23,250 you should be eligible for
                The  information  provided  relating  to  benefits  is  based  upon  our  understanding  of   care funding from your local authority. If their value is below
                current  qualification  criteria  based  upon  information  provided  either  by              £14,250 you should be entitled to the highest level of subsidy
                www.dwp.gov.uk or www.direct.gov.uk. To assess your individual circumstances, you            although you may still be expected to contribute a proportion
                should seek appropriate advice and should not act on the information contained here          of your income.
                as all circumstances are different.
                                                                                                             The first step to apply for care funding from your local authority
                                                                                                             is to contact them in order to arrange a care needs assessment.
                                                                                                             Contact details for your local authority can be found using the
                                                                                                             UK Government’s local authority search engine.
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