Page 13 - First Choice-Care Quality Landscape Brochure #2 Neat

WORKING WITH EXPERTS IN CARE FEES PLANNING
We understand how worrying planning the financing of
long-term care can be - at a time when you are already facing
difficult decisions about care. We work with Symponia –
specialists in financial care planning for the elderly and we
would be delighted to put you in touch with one of their local
experts.
If your capital and savings and/or income push you over the
means test thresholds for state funding, you will generally need
to be responsible for funding. However, with careful planning it
may be possible to structure your finances without having to
worry about the future.
IMMEDIATE CARE PLANS
ICPs are dedicated tax efficient financial policies specially
designed to cover all, or part, of the cost of your spouse, parent
or relative’s care fees. The plan will pay an agreed tax-free
amount at regular intervals, directly to the home care provider,
for the rest of their life. Benefits can increase over the years to
help keep pace with care fee increases. A lump sum is required
to purchase such a plan and this is calculated individually on
age and health.
EQUITY RELEASE TO PAY FOR CARE AT HOME
You may be able to financially benefit from releasing an amount
of equity in your home. It’s a realistic way to raise capital,
income or a combination of the two while continuing to live in
your home.
Borough of Lewisham
CQC overall rating. Good. 6 May 2020
HOW TO ARRANGE HOME CARE
With a dedicated customer team just a phone call away 0208 699 9184 or chat
online via our website www.firstchoiceforyou.com, who will talk through all of
your needs with you and arrange a consultation with a local care manager – it
couldn’t be easier to arrange home care.
STEP 2: A HOME CARE ASSESSMENT
Your local FCH manager will visit you to discuss your requirements face-to-face
and learn about the type of care you’re looking for. We are also able to carry out
this assessment via virtual meetings ie Skype or Zoom
STEP 3: CARE BEGINS WITH EXTRA SUPPORT
We’ll make all the arrangements for the start of your care – whether that’s
introducing you to your visiting carers or working with you to find the right
live-in carer or regular carer for your chosen type of care. After that, your care
manager offers regular reviews, carer supervisions and extra support as needed.
When you call, one of our friendly advisers will signpost you to our online prices
and how to make and pay for your care bookings. The final price will be
confirmed once your local care specialist visits you in person, as part of your free
non-obligatory consultation.
If you’re looking for care,
call us on
0208 699 9184
or chat with us online
www.FirstChoiceForYou.com
Borough of Lewisham
CQC overall rating. Good. 6 May 2020