Page 3 - ABC Company 2018 Open Enrollment Guide

What’s New for 2018 ................................................................................ 4 How to Enroll .................................................................................. 5 Eligibility ........................................................................................................ 5 In The Know ................................................................................................... 6 2018 Open Enrollment Actions.......................................................... 8 Making Changes Mid Year..................................................................... 9 Health Benefits..........................................................................................10
Medical /Rx Benefits ..................................................................... 11 Alex, The Virtual Benefits Counselor.................................... 12 Basic Plan Summary......................................................................13 Preferred HRA Plan Summary .................................................14 Select Point of Service Plan Summary ................................ 15 Easy Steps to Your Medical Payment Process................16 Maximize Your Healthcare & Save........................................20 Health4MeTM....................................................................................... 21 Discount Programs ........................................................................ 21 Telehealth Virtual Visits ............................................................. 22
Dental Benefits ......................................................................................... 23 Vision Benefits..........................................................................................24 Flexible Spending Accounts (FSA)................................................26 Financial Benefits ..................................................................................28
Company-Provided Basic Life
and AD&D Insurance ....................................................................29
Voluntary Supplemental Life ..................................................29 Short & Long-Term Disability .................................................30
24-Hour Travel Assistance Services ..................................... 31 Identity Theft & Credit Monitoring Services....................31 401(k) Retirement Plan ............................................................... 32 Wellness Care Benefit Payment ............................................34 Voluntary Benefits Overview...................................................34 Voluntary Accident Insurance in Action ............................. 35 MetLaw Legal Counsel Services............................................ 35
Personal Benefits...................................................................................36 Health Advocate............................................................................. 37 Business Travel Accident Insurance .....................................38 Employee Assistance Program (EAP) .................................38 Pet Insurance....................................................................................38 Company Paid Holidays..............................................................39 Education Reimbursement .......................................................39 Patent Award ...................................................................................39
Rate Schedules......................................................................................... 40 Health Plan Rate..............................................................................41 Supplemental Life Rate...............................................................41 Long-Term Disability Buy-Up Rate ........................................41 Critical Illness Rate ......................................................................42 Accident Rate ..................................................................................42 Hospital Indemnity Rate ............................................................43
Frequently Asked Questions ........................................................... 44 Terms You Should Know...................................................................... 44 Quick Reference ...................................................................................... 45 Healthcare Rights ................................................................................... 46
TABLE OF CONTENTS
3