Page 2 - Drive Wise

FAQs

General Program How does mileage affect my rating? – Maintain a safe distance from the car
Mileage is the most important factor for your in front of you to avoid braking hard
What is Drivewise® and how can it
Performance Rating:
benefit me? – Try to avoid driving late at night
Drivewise is a program that gives safe, – Annual mileage of 12,000 miles or Average driving performance on the
low-mileage drivers the opportunity to earn lower will help you benefit—the lower factors above may not earn a Performance
a discount for driving safely. Drivewise also your mileage, the better Rating Discount. A high number of speeding
provides feedback on your driving behavior – At 12,000 to 15,000 miles, you may be miles, braking events, high annual miles
that may help you reduce your risk of having able to realize some benefit if you drive driven or high-risk hours driving may rapidly
an accident. reduce, and in some cases eliminate, the
very carefully and at low-risk hours
Performance Rating Discount offered.
When do I earn my Enrollment Discount? – Above 15,000 miles annually is more
If you added Drivewise to an existing Allstate difficult to realize significant savings Can I access Drivewise information from
policy, you’ll receive the Enrollment Discount from the Performance Rating my smartphone?
at the next renewal following your
– Above 18,000 annual miles will likely Yes. You can view your driving scores on
enrollment in the program.
result in no savings for this vehicle your smartphone once you download the
®
If you added Drivewise to a new Allstate Allstate Mobile app from the iTunes store
policy, you’ll receive the Enrollment Discount Why do you track speeds at or above or Google Play and select the Drivewise
when you enroll in the program. 80 mph? menu option.
We calculate a risk factor based on the
To ensure you keep your Enrollment percentage of miles that your vehicle logs How do I unenroll from Drivewise?
Discount, we recommend that you install at speeds at or above 80 mph. We chose You can unenroll anytime by contacting
your device immediately. You have 14 days 80 mph as the threshold based on our risk your Allstate agency or by calling 1-800-
to install your device after you receive it from models, which suggest that accidents are ALLSTATE (1-800-255-7828). We will
us; otherwise you will need to go through the significantly more likely and more damaging update your policy information, adjust your
registration process again to re-enroll in at these speeds. premium and provide instructions to return
the program. the device at no cost to you.
Will Drivewise make my rates go up?
When do I earn my Performance The Drivewise Device and Your Vehicle
Rating Discount? No—Drivewise will not increase your rates.
However, your Performance Rating does not
After you have received your Enrollment What is the Drivewise device and how
necessarily earn you a discount.
Discount, at each renewal cycle you have does it work?
the opportunity to earn a discount based Remember, your overall premium may This device connects to your vehicle’s
on your Performance Rating. We do not increase from renewal to renewal due to computer via the OBD-II port—which is
allow you to earn an Enrollment Discount other factors—and you earn an Enrollment located under the dashboard on most cars.
and Performance Rating Discount at the Discount only once. Therefore, you may
same time. see an increase in your premium if your This type of device provides accurate
readings for the various driving behaviors
Performance Rating doesn’t earn you a
How is the Performance Rating calculated? discount or your Performance Rating that we are tracking to inform your
Performance Rating. It provides data to us
The Performance Rating combines Discount is lower than the Enrollment via a secure wireless transmission. We then
information from your driving behavior with Discount.
share the data we receive with you on the
an overall profile that is used to calculate
If we ever change Drivewise to allow for Drivewise customer website. You will see
your Performance Rating Discount. The
additional cost for poor driving performance, your driving results for any given trip within
information tracked includes:
we’ll let you know in advance. about 24 hours of your drive.
– Mileage
I want my Performance Rating Discount to I’m having problems installing my device.
– Driving time of day be better. What can I do? How can you help?
– Hard and extreme braking The Performance Rating is calculated on The device plugs into the OBD-II port for
a rolling basis using 12 months of driving your vehicle, which is typically under the
– Speeds at or above 80 mph
information. The factors measured include dashboard on the driver’s side.
One event is unlikely to have a significant miles driven, driving time of day, hard and Some vehicles have the OBD-II port access
effect on your score. For example, we extreme braking, and excessive speed. in unusual spots. Find your vehicle’s port
understand that braking may be necessary Here are a few ways to try to increase location or view a sample installation.
to avoid an accident caused by another your discount:
person or animal. However, a pattern of – Average 25–30 miles per day or less If you still have difficulty locating your OBD-
frequent hard braking could affect your II port or installing your device, please call
Performance Rating. – Try to avoid high speeds the Drivewise Customer Team at 1-877-431-
7670.