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      Individual Medical Bridge for WI                                                    Applicable to policy form Individual Medical Bridge

      l $3000 Hospital Confinement Benefit and Outpatient Surgical Procedure Benefit with a calendar year maximum of $1500.
        Daily Hospital Confinement benefit, Enhanced Intensive Care Unit Confinement benefit

           ISSUE AGE          EMPLOYEE           EMPLOYEE AND SPOUSE    EMPLOYEE AND DEPENDENT   EMPLOYEE, SPOUSE AND
                                                                               CHILDREN           DEPENDENT CHILDREN
            65-75              $31.53                   $59.89                  $36.56                  $64.91


      Critical Illness 1.0 for WI                                                                    Applicable to policy form CI-1.0
      l with Subsequent Diagnosis Coverage, Cancer Benefit
         Non-Tobacco Rates
                   ISSUE AGE     NAMED INSURED        EMPLOYEE & SPOUSE      ONE-PARENT FAMILY     TWO-PARENT FAMILY
         $10,000     17-24            $0.95                  $1.43                 $1.32                  $1.82
                     25-29            $1.41                  $2.15                 $1.78                  $2.54
                     30-34            $1.89                  $2.88                 $2.26                  $3.28
                     35-39            $2.61                  $3.99                 $2.98                  $4.38
                     40-44            $3.23                  $4.94                 $3.60                  $5.33
                     45-49            $4.36                  $6.72                 $4.75                  $7.08
                     50-54            $6.23                  $9.58                 $6.60                  $9.95
                     55-59            $7.78                 $11.95                 $8.17                 $12.35
                     60-64           $10.45                 $16.06                $10.85                 $16.45
                     65-70           $11.63                 $17.88                $12.02                 $18.25
         $20,000     17-24            $1.89                  $2.86                 $2.63                  $3.65
                     25-29            $2.82                  $4.29                 $3.55                  $5.08
                     30-34            $3.78                  $5.77                 $4.52                  $6.55
                     35-39            $5.22                  $7.98                 $5.95                  $8.77
                     40-44            $6.46                  $9.88                 $7.20                 $10.66
                     45-49            $8.72                 $13.43                 $9.51                 $14.17
                     50-54           $12.46                 $19.15                $13.20                 $19.89
                     55-59           $15.55                 $23.91                $16.34                 $24.69
                     60-64           $20.91                 $32.12                $21.69                 $32.91
                     65-70           $23.26                 $35.77                $24.05                 $36.51

         Tobacco Rates
                   ISSUE AGE     NAMED INSURED        EMPLOYEE & SPOUSE      ONE-PARENT FAMILY     TWO-PARENT FAMILY
         $10,000     17-24            $1.34                  $2.05                 $1.73                  $2.45
                     25-29            $2.10                  $3.23                 $2.49                  $3.60
                     30-34            $3.05                  $4.68                 $3.44                  $5.08
                     35-39            $4.18                  $6.42                 $4.57                  $6.81
                     40-44            $5.35                  $8.24                 $5.75                  $8.63
                     45-49            $7.02                 $10.80                 $7.41                 $11.17
                     50-54            $9.72                 $14.93                $10.11                 $15.32
                     55-59           $12.48                 $19.18                $12.85                 $19.55
                     60-64           $16.06                 $24.67                $16.45                 $25.06
                     65-70           $18.00                 $27.67                $18.39                 $28.04






                                                                               Underwritten by Colonial Life & Accident Insurance Company
                                                           Page 2 of 3                             See page 3 for Important Notice
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