Page 6 - Welcome to the AAG Team

Executive Team Profiles

ED ROBINSON – Acting President & Chief Operating Officer
As acting president and chief operating officer, Ed is responsible for the day-to-day operations of AAG, including management
of the P&L and ensuring key initiatives are well resourced and prioritized across the company. Ed joined AAG in 2021 with
more than 30 years of combined professional and military leadership experience, most recently serving as COO of Genesis
Financial Solutions. Previous roles include SVP of Real Estate and Mortgage at USAA, Head of Mortgage at Fifth Third Bank, SVP,
Servicing Operations at PHH Corporation, and VP of Operations at Genworth US Mortgage Insurance. Ed earned a Bachelor of
Business Administration degree from Temple University and a MBA degree from the University of North Carolina.

MARTIN LENOIR – Chief Strategy & Chief Marketing Officer
As chief strategy officer, Martin is responsible for formulating and executing key initiatives to drive the business. In his chief
marketing officer role, Martin is responsible for the entire enterprise-wide marketing function, including call center operations,
digital marketing, marketing operations, lead generation, financials, and analytics. Martin joined AAG in 2014 with 15 years of
experience managing high-performing teams and maximizing marketing performance to grow sales. He has driven highly
successful direct-to-consumer marketing campaigns for blue chip organizations like DISH Network, New York Life, Kaiser
Permanente, and Capital One. Martin earned his Bachelor of Science degree from the University of Pennsylvania and Master of
Business Administration degree from the University of Texas at Austin.

MATT ENGEL – Chief Financial Officer
As chief financial officer, Matt is responsible for the finance, treasury, capital markets, servicing, and accounting aspects of
the company. Matt has 24 years of experience in corporate finance and accounting in both the public and private arena.
Before joining AAG in April 2014, he served as executive vice president for Newmark Grubb Knight Frank, a commercial real
estate services company. Matt earned a Bachelor of Arts degree in accounting from the University of Northern Iowa and is a
certified public accountant (inactive, Missouri).

PAUL FIORE – Chief Retail Sales Officer

As chief retail sales officer, Paul oversees AAG’s centralized retail sales channel. Since joining the company in 2009 as
executive vice president of retail sales, Paul has helped transform AAG into the largest retail originator in the industry. Prior
to joining AAG, Paul was the chief learning officer at Senior Lending Network (World Alliance Financial). He serves on the
board of the National Reverse Mortgage Lenders Association and has been a featured speaker at various NRMLA and MBA
meetings on the topic of effective reverse mortgage sales strategies. Paul earned his Bachelor of Arts degree in marketing
from the New York Institute of Technology.

MICHAEL JOSEPHS – Chief Information Officer
As chief information officer, Michael is responsible for the mission-critical technology platforms that support the company’s
business, ensuring the safety and security of its systems and the data that runs on them. He also oversees the execution of
key initiatives to further scale, optimize, and continuously improve AAG’s capabilities. Michael joined AAG in January 2016
with 25 years’ experience in the technology space. Michael earned a Bachelor of Science degree in computer science and
philosophy from the University of Maryland, College Park.

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