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Strategic Approach with
        Competitive Advantages


        Leadership                        Business Development

        3 Proven Sales and Support        3 Alternative Channel programs with
          Leaders with unique and critical   industry specific business partners,
          experiences                      expertise and Loan Officer (LO)
                                           execution support
           - Scale and mid-size organizations
                                          3  Industry leading lead generation
           -  Distributed Direct to Consumer
            and Business to Business sales and   capabilities and “Selling AAG” sales
            fulfillment platforms          process
           -  Experience in both Reverse and   3   National brand with comprehensive
            Traditional 1st mortgage sales and   Direct to Consumer and Business
            support                        to Business marketing tools and
                                           commitment to local LO execution
           -  Industry specific expertise in self-
            source





        Training & Education              Dedicated Sales Support
        3  Hands-on, in-person orientation   3 Dedicated fulfillment and credit
          and new hire training            resources with workflows to
                                           support field sales and purchase
        3 Industry-leading "Tier II" program
          (inexperienced Reverse Mortgage   3 Change execution resources to
          Loan Officer)                    drive efficient regulatory and
                                           company initiative implementation
        3  Dedicated on-boarding team to
          smooth transition and provide post   3 Strong origination platform and
          training systems support         contact management technology

        3 Ongoing sales process coaching     -  Salesforce and Lendforce TM
          through Divisional Sales Coaches
        3 Business to Business Self Source
          coaching through industry specific
          Business Development Specialists
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