Page 8 - One-pager - HDFC ERGO GHI with OPD HDFC Bk

Premiums – World Wide Plan (Excl. GST)
Worldwide Plan: Sum Insured - INR 50,00,000
Age-Band 1A 1A 1C 1A 2C 2A 2A 1C 2A 2C
0-25 18,073 22,874 27,216 25,701 33,109 41,968
26-30 18,509 21,773 25,838 25,947 31,230 39,791
31-35 18,509 21,778 25,850 25,929 31,220 39,795
36-40 32,005 37,241 41,850 47,444 53,999 61,010
41-45 32,284 37,502 42,107 47,922 54,479 61,400
46-50 46,776 55,374 58,415 73,432 80,625 84,786
51-55 80,343 85,402 90,210 1,31,314 1,35,577 1,38,716
56-60 90,711 94,634 98,895 1,48,973 1,58,070 1,68,843

Worldwide Plan: Sum Insured - INR 1,00,00,000
Age-Band 1A 1A 1C 1A 2C 2A 2A 1C 2A 2C
0-25 20,329 25,848 30,831 29,068 37,628 47,885
26-30 20,665 24,361 28,984 29,107 35,137 44,962
31-35 20,665 24,366 28,996 29,089 35,129 44,968
36-40 36,976 43,066 48,417 55,011 62,658 70,845
41-45 37,141 43,188 48,514 55,322 62,943 70,997
46-50 53,961 63,956 67,429 84,953 93,293 98,086
51-55 93,584 99,446 1,05,008 1,53,243 1,58,158 1,61,762
56-60 1,05,706 1,10,227 1,15,150 1,73,848 1,84,457 1,97,057

Waiting Periods
30 Days - Any treatment or admission within first 30 days of policy inception except any accidental injury
2 Years waiting period for Specified Illnesses and Surgical procedures
2 Years for Pre-existing diseases (PED)

General Exclusions
Congenital external diseases, defects or anomalies
Expenses related to any admission primarily for diagnostic and evaluation
War or any act of war, invasion, act of foreign enemy, Nuclear, Chemical or Biological attack or
weapons, radiation of any kind
Expenses for cosmetic or plastic surgery or any treatment to change appearance unless for
reconstruction following an Accident, Burn(s) or Cancer or as part of Medically Necessary
Treatment
Any Insured Person committing or attempting to commit intentional self-injury or attempted
suicide or suicide
Treatment for Alcoholism, drug or substance abuse or any addictive condition and consequences
thereof
Please refer to the Policy Wording for the complete list of exclusions