Page 17 - 2021 Benefits Guide ENGLISH_Flipbook
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DISABILITY INSURANCE
SHORT TERM DISABILITY PLAN— FOR HOURLY (NON-EXEMPT EMPLOYEES)
Cost: $0 – Company pays cost.
Lincoln Financial Group
Short Term Disability
Benefits
Class 1: All FT Non-Exempt Employees with 5+ yrs of
service
Eligibility
Class 2: All FT Non-Exempt Employees with 0-4 yrs
of service
Benefit Detail
Maximum Weekly Benefit $750
Maximum Benefit Duration 24 weeks
Class 1: 60% of weekly salary
Benefit Percentage Class 2: 40% of weekly salary
Elimination Period
Accident 14 days
Illness 14 days
LONG TERM DISABILITY PLAN— FOR SALARIED (EXEMPT) EMPLOYEES
- Cost: $0 – included in the benefit plan
- LTD benefit begins after 90 days of salary continuation
- LTD provides a benefit to an employee when unable to work due to an accident or sickness, and provides coverage of a portion of
the employee’s monthly income.
Lincoln Financial Group
Exempt Long Term Disability
Benefits
Benefit Detail
Monthly Benefit Maximum $10,000
Benefit Duration To age 65
Benefit Percentage 60% of covered monthly payroll
Elimination Period 90 days
Desert Mountain Club provides full-time regular exempt employees with Long Term Disability insurance. If an employee is una-
ble to work due to accident or sickness, disability will cover a portion of the employee’s income per month. Benefit is taxable.
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