Page 14 - VIP Mortgage Benefit Guide FINAL
P. 14

Voluntary Disability




      New in 2021, Mutual of Omaha will also be administering new lower rates for the
      voluntary disability lines offered by VIP Mortgage! This year will include a true open
      enrollment so you can elect either Short Term, Long Term or both without any medical
      questions! The new personalized rates will be shown for you in iSolved.


            Short Term






               SUMMARY OF COVERAGE


                                                     Plan Features

                   Employee Benefit Amount                                   60%

                   Maximum Benefit Amount                                   $2,500

                  Elimination Period (Accident)                             0 Days
                  Elimination Period (Sickness)                             7 Days

                        Benefit Duration                                   13 Weeks
            Long Term




               SUMMARY OF COVERAGE


                                                     Plan Features

                   Employee Benefit Amount                                   60%

                    Maximum Benefit Amount                                  $12,000

                       Elimination Period                                   90 Days
                        Benefit Duration                              To age 65 or SSNRA



















                                                  This booklet provides only a summary of your benefits. All services described within
           2021 -2022 Employee Benefit Guide
                                                  are subject to the definitions, limitations, and exclusions set forth in each insurance   14
                                                  carrier or provider’s contract.
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