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                   ITEMIZEd FuNERAL SERvICES

            PAYMENT duE BEFORE OBITuARY PLACEMENT & RENdERING OF SERvICES
                      HEROES IN HONOR™…HERO & SPOuSE FuNdING CREdIT

              The goods and services shown below are those we can provide to our  customers. You may
              choose  only  the  items  you  desire.  However,  any  funeral  arrangements  you  select  will
              include a charge for our basic  ser vices and overhead. If legal or other require ments mean
              you must buy any items you did not specifically ask for, we will explain the reasons in
              writing  on  the  statement  we   provide  describing  the  funeral  goods  and  services  you
              selected.
              BASIC SERvICES OF FuNERAL dIRECTOR & STAFF . . . . . . . . . . . . . . $ 2,900
                 Our  charge  includes  funeral  counseling,   necessary  arrangements,
                 recording  vital   statistics,  securing   permits,  filing  and  obtaining  death
                 certificates and other forms and claims, preparation of necessary notices,
                 and  coordination  of  service  plans  with   parties  involved  in  the  final
                 disposition of the deceased. This fee for our basic services and overhead
                 will be added to the total cost of the funeral arrangements you select.
                 (This  fee  is  already   included  in  our  charges  for  direct  cremations,
                   immediate burials, and forwarding or receiving remains.)
              EMBALMING  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 1,660
                 Except  in  certain  special  cases,  embalming  is  not  re quired  by  law.
                 Embalming  may  be   necessary,   however,  if  you  select  certain  funeral
                 arrangements, such as a funeral with viewing. If you do not want embalming,
                 you usually have the right to choose an arrangement that does not require
                 you to pay for it, such as direct cremation or immediate burial.
                 Additional fees may apply for professional care (page 15).
              OTHER PREPARATION OF THE BOdY  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 660
                 Except in certain special cases, we will pose, restore, apply cosmetics, dress,
                 and casket the body as appropriate.

               uSE OF FACILITIES, STAFF, ANd EquIPMENT OR STAFF ANd EquIPMENT


              CEREMONY INCLudING COMMITTAL . . . . . . . . . . . . . . . . . . . . . . . . . . .$ 1,050*
                 Conducted at Funeral Home or another facility.

              vISITATION  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$ 980*
                 Conducted at Funeral Home or another facility.
              PROCESSION   . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$ 520
                 When  not  selected,  the  graveside  ceremony/  service  shall  be  held  the
                 following day, or as appropriate. Fee includes tail car as required.
              GRAvESIdE CEREMONY/SERvICE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$ 620
                 This service is included without charge unless the ceremony fee is deleted.
              TRANSFER OF REMAINS TO FuNERAL HOME  . . . . . . . . . . . . . . . . . . . . .$ 770
                 Within 40 mile radius.

                   AuTOMOTIvE EquIPMENT (wITHIN 40 MILE RAdIuS)

              COACH/OTHER Contemporary or Harley-Davidson  . . . . . . . . . . . . . . . . . . .$ 660
              LEAd/SERvICE CAR   . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$ 560

              $3.80/mile one way, plus expenses if any, for FIRST CALL or disposition.
                                                                            ®
              $2.30/mile one way, plus expenses if any, for transfer to or from a funeral home,
              airport, or other.
              *$200 per 1/2 hour is charged to services scheduled after 7:00 p.m


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