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                      ~ifJC  Web   rall!Jr!lers,         RA.  to anotll'ler q;ua1irie11 IJl[.an account at age   lty  revieW' Whether hii;/her




                      the  emplorers   transfers...   loans.   lheir laall!!i  throu.gfl  monthtj•  payments as <firected  by the   s:l!ould  periOOi' a  •   •





                      an                                                   paltidpants shou1dl  be aware of 3J\'  cmrges or penalties that nl3I'  exist   www.tsacg..com. After recl!llVing a  harmstlip
                      d'i'ailal>Je   l>aCIJment:  are generally granted for a term of n\oe years or less [Eeneral-pu:rpose r oans). Loans taken lo pun:hase a   RS regl:JIJtions. A  pariicipant may oot take a diStritlutio111 of 403(b j pean acrumulatio.ns Without penalty   ation   CMrlfatt  dl?IVllfl!S  71 Eglin P3rkq NE. SUite 302  Ft. W31tOO Be3Ch.. FL 32548  TOii.free: 1~796-3786  Tol-ffee  f.11: 1-866-741-0645"


                      cw-rent  ernpJorer  forms  are   Clepending on  the  emp1orer·s  Plan  han:lships.. llllforeseen ·financial emergency w itMrawars. ar C"JStriibutiOns.. Partieipants. may request these distributions lbt' completing ltle nece.S"Sal)' farm>  ~arti<lpants mar be eligitlle to borroN their C03lbl plan acwmulatiDM dependifl: on the prwislans ol their 403'fl:J) account contract and prm~sioll5 of  esil:lence can re>:te11e1  ltle term beyond fl.te  years depencl:ing an lhe prowiSians of theW' 403(bl  account contract a11e1  prwi.Sions af ltle emplOyer.   must repar  A  plan"tcrplan transfer is defined as the move












                      anel      obtained  kom lhe prcniide.r am plan adminisb"ator  as requiled. All rnmpreted fomis shaurd  IJe sul:Jmittecl to  the plan admlniSllratmr for proceS'Sing.   estal>liShed !by  the  prcniider.  Pa~nts   a111d  parliqpant may oot make  valuntal)' contrll:JUtians to arrr el11Jl(a,ier sponsored retirement pran for a per1oo of !Iii  months..   Plan Administrator Contact Infon11
                      lrwestrnl!lll  Prowiders   the foDDWill8   of   al'Tj'   11e1e   provider. Priof to taJan& a  lloan. participants sholdd consult a  tiP: a1Msor.   or  wtlen separalel:I from service..  RolloYers do not are.ate a taubfe event.   lhoNever, there  may  be  limitatioos affectiJ18  &chamges.   on uie  Han:lstlip Withdrawal   lRllmafOllS   P.O. llm 40J7  Ft.. Watton Beach. FL 32549  109-free: 1-8118-796-1786  TOii-free f31: 1-866-7  41-<1645









                    Investment Provider Information  list  of  aLJthO.rized  403(b l  rnrrent   A   WKW_ tsacg.com.   Plan Dlst rib.lltion Tra.nsactions   nc1  1 transactiOl\S m3ft'  DiStril>lrt:iOO   403.[bl Pian Loans  the ernplore.r pean. If loans are availab11!. lh~   principaU  alE!  Details aoo terms of the  1oa11   ra  n:sfers   I Pl'a n-to-Pla n  author1z eo in\•estment proYilfer unde.r the  new plan sponror's  plan.   Rollovers  Parti<lpants may move  func!S  from ane q,uairfiec11   59~   Distributions  Rl!lirement plan distril:JutiolllS are restrii:lel:I lbt'  403[b] account  are taxable In fuJ as on:linaiy im:. om
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