Page 10 - Demo

Products and Services
Offerings to suit
every need
Our diversified operations and understanding of customers’ requirements have enabled us to establish a strong asset liability franchise, along with third-party products across multiple delivery channels.
ASSET PRODUCTS
microBanking
products: Group loans, Individual loans, and
Agriculture and allied loans
ticket size: Group loan – ₹2,000 – ₹60,000 (unsecured), Agri Group Loan – `30,000 – `60,000 (unsecured), Individual loan – ₹51,000 – ₹200,000 (unsecured), Kisan Suvidha Loan – `60,000 – `200,000 (unsecured)
kisan pragati card: `50,000 - `1,000,000 (secured) tenure: Group Loan (1 - 2 years), Agri Group Loan- 2 years, Individual Loan (6 months – 36 months) Kisan Suvidha – 2 years, Kisan Pragati Card – Up to 5 years
`10,933 crores 47+ Lakhs
micro and
Small enterprises (mSe)
products: Secured Loans and Overdraft
ticket size: ₹1,000,000 – ₹2,500,000 (secured Business loan), ₹1,000,000 – ₹10,000,000 (secured Enterprise Loan, Overdraft against Property or OAP), ₹2,500,000 – ₹20,000,000 (Business edge term loan and Business edge overdraft or Beo) and ₹300,000
– ₹1,000,000 (loan against property or lAp)
tenure: 1 year (OAP and BEO), 3 - 10 years (secured) and 3 - 7 years (LAP)
`980 crores 14,500+
Asset book
Customer base
Asset book
Customer base
personal Loans
Affordable Housing products: Construction and Purchase, Home
Improvement, Composite Home and Home equity ticket size: ₹200,000 - ₹7,500,000
tenure: 3 - 20 years
`1,524 crores 19,000+ Asset book Customer base
product: Loan to salaried customers
ticket size: ₹50,000 - ₹1,500,000 (unsecured) tenure: 1 - 5 years
`79 crores 5,300+ Asset book Customer base
08 | AnnuAl RepoRt 2019-20