Page 261 - Demo

Notes to financial statements
for the year ended March 31, 2020
FINANCIAL STATEMENTS
259
Sr Type of Restructuring
No. Asset Classification
1 Restructured Accounts as on
Standard
others Substandard doubtful 979 91 14,732 3,790 4,653 3,385 2 - 1,196 - 300 - (5) - (136) - (41) - - -
Loss
Total
Standard
Total Substandard doubtful 979 91 14,732 3,790 4,653 3,385 2 - 1,196 - 300 - (5) - (136) - (41) - - -
Loss
(` in 000's) Total
1/04/2019 of the FY (opening
no. of Borrowers Amount outstanding provision thereon no. of Borrowers Amount outstanding provision thereon no. of Borrowers Amount outstanding provision thereon no. of Borrowers
15,619 235,846 11,792 34,676 771,628 3,858 5 84 18 -
1 260 260 - - - - - - -
16,690 254,628 20,090 34,678 772,824 4,158 -
15,619 235,846 11,792 34,676 771,628 3,858 5 84 18 -
1 260 260 - - - - - - -
16,690 254,628 20,090 34,678 772,824 4,158 -
figures)
2 Fresh restructuring during
the year
3 up gradation to restructured standard category during the year
(52) (23)
(52) (23)
4 Restructured standard advances which cease to attract higher provisioning and / or additional risk weight at the end of the FY and hence need not
Amount outstanding provision thereon
- -
- - - -
- -
- -- --
- - - -
- -
- - -
be shown as restructured standard advances at the beginning of the next FY
5 Downgradations of restructured accounts during the year
no. of Borrowers Amount outstanding provision thereon
no. of Borrowers Amount outstanding provision thereon
no. of Borrowers Amount outstanding provision thereon
no. of Borrowers Amount Outstanding provision thereon
(2,223) (48,606) (309)
2,191 32 38,246 1,634 31,195 1,379
- - - - - -
- (8,726)
(2,223) (48,606) (309)
2,191 32 38,246 1,634 31,195 1,379
- - - - - -
- (8,726)
6 Increase/Decrease in existing restructured accounts during the year
- (354,317)
- - (44) (274) (11) (104)
32,265 -
- (354,317)
- - (44) (274) (11) (104)
32,265 -
7 Write-offs/fully repaid of restructured accounts during the year
(941) (74) (12,124) (1,432) (3,849) (1,432)
(1) (25,423) (260) (305,285) (260) (12,829)
(941) (74) (12,124) (1,432) (3,849) (1,432)
(1) (25,423) (260) (305,285) (260) (12,829)
8 Restructured Accounts as on 31/03/2020 (closing figures)
23,670 313,166 20,117
2,226 49 41,870 3,718 32,247 3,229
- - -
25,945 358,755 55,592
23,670 313,166 20,117
2,226 49 41,870 3,718 32,247 3,229
- - -
25,945 358,755 55,592
12,046 (24,407) (291,469) (7,288)
(354,635) 11,930
12,046 (24,407) (291,469) (7,288)
(354,635) 11,930