Page 16 - Open Sky Brochure - Salaried 2021-2022
P. 16

  Prescription drug coverage
               Health care spending account program
               Employee Assistance program
               Wellness program


         The Plan’s actions and obligations are undertaken by your employer’s employees as well as certain third parties who perform
         services for the Plan.  However, your employer’s employees perform only limited Plan functions – most Plan administrative
         functions are performed by third party service providers.
         Protected Health Information


         Federal law requires us to have a special policy for  safeguarding certain  medical information called “Protected Health
         Information.”  Protected Health Information (PHI) is health information (including genetic information) received or created
         in the course of administering the Plan, that can be used to identify you and that relates to:
               your physical or mental health condition,
               the provision of health care to you, or
               payment for your health care.

         Your medical and dental records, your claims for medical and dental benefits, and the explanation of benefits (EOB) sent in
         connection with payment of your claims are all examples of PHI.

         If your employer obtains your health information in another way – for example, if you are hurt in a work accident or if you
         provide  medical  records  with  your  request  for  Family  and  Medical  Leave  Act  (FMLA)  absence--then  your  employer  will
         safeguard that information in accordance with other applicable laws, but such information is not considered PHI subject to
         this notice.  Similarly, health information obtained by a non-health-related benefits program, such as the long-term disability
         program or accidental death and dismemberment program, is not protected under this notice.  This notice does not apply in
         those situations because the health information is not received or created in connection with the Plan.


         The remainder of this notice generally describes our rules with respect to your PHI received or created by the Plan.
         Your Rights


         When it comes to your PHI, you have certain rights. This section explains your rights and some of our responsibilities to
         help you.
         Get a copy of health and claims records

             •  You can ask to see or obtain a copy of your health and claims records and other PHI we have about you. Ask us how
                to do this.
             •  We will provide a copy or a summary of your health and claims records, usually within 30 days of your request. We

                may charge a reasonable, cost-based fee.
         Ask us to correct health and claims records

             •  You can ask us to correct your health and claims records if you think they are incorrect or incomplete.  Ask us how to
                do this.
             •  We may say “no” to your request, but we’ll tell you why in writing within 60 days.

         Request confidential communications

             •  You can ask us to contact you in a specific way (for example, home or office phone) or to send mail to a different
                address.
             •  We will consider all reasonable requests, and must say “yes” if you tell us you would be in danger if we do not.
         Ask us to limit what we use or share


             •  You can ask us not to use or share certain PHI for treatment, payment, or our operations.
             •  We are not required to agree to your request, and we may say “no” if it would affect your care.
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