Page 9 - Identity MSO 2021 Employee Benefits - Semi Monthly
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Identity MSO
2021 Employee Benefits Brochure
Additional Benefits
Long Term Disability – Sun Life Financial (100% Employer Paid)
If you are unable to work because of a covered disability, Long-Term disability insurance replaces a portion of your
income. After your clam is approved, you will receive a monthly check for your benefits that helps you pay everyday
expenses like your mortgage or rent, childcare and groceries.
This plan replaces 60% of your monthly income up to a Max of $10,000/month, after you have been disabled for 180
days.
How do I file a Long-Term Disability claim?
If you become disabled after the effective date of coverage, check with your employer to make sure you are eligible for
benefits. You can file a claim with Sun Life by downloading forms from the Sun Life website. They will ask you and your
doctor to provide information about your medical condition and your expected recovery.
Can I work while I’m disabled?
Your plan is designed to encourage and support your return to work. If you are able to work part-time, for example, you
may receive part of your benefit while working.
How is my benefit taxed?
If you or your employer pays for all or part of the cost of coverage on a pre-tax basis, all or part of your benefit amount
will be Form W-2 taxable income. In these situations, FICA tax deductions may reduce the amount we will pay you.
Stay Covered While Traveling – Blue Shield (100% Employer Paid)
When you’re outside California or out of the country, you and your family can get urgent and emergency care through
the BlueCard® and Blue Shield Global Core programs. The BlueCard national network includes more than 95% of providers
in the U.S. The Blue Shield Global Core network includes providers in 170 countries. For inquires please call 804-673-1177
or visit bcbsglobalcore.com
Pet Insurance – Nationwide (100% Employee Paid)
As an Identity Medical Group employee, you're eligible for preferred pricing on coverage for your pets.
Visit http://www.petinsurance.com/identitymso or call 877-738-7874 for more information & to enroll.
Accident / Critical Illness / Short Term Disability / Hospital Indemnity- Aflac (100% Employee Paid) - For more details
contact HR or view additional Aflac brochure
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