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WELCOME TO GRA Y

This guide offers a

snapshot of the benefits

available to you as a

member of the

Gray Family.

Please review it carefully to determine which plans are right for you and your

family, and don’t be afraid to ask questions!

A few quick reminders:

• Information on your benefit plans can be accessed • Your benefits will take effect the first day of the
anytime through our online benefits portal, month, or the first day of the following month,
BenSelect. Learn how to log-on to BenSelect depending on your date of hire. For example, if
and enroll in your benefits on page 11. you are hired April 1, your benefits take effect

immediately. If you are hired after April 1, your
• Living a healthy lifestyle can actually lower benefits take effect May 1. Now is the time to
healthcare costs. We actively support and reward review, evaluate and make your selections.
healthy lifestyles through our total wellness
program, Grow with Gray. Because Gray’s plan • You have 30 days from your eligibility date to make
is self-insured, medical claims are paid directly by your selections. If you waive your benefits during
Gray up to a certain level. Team member premiums, your initial enrollment period, you can only enroll
combined with company contributions, are used during open enrollment for a January 1 effective
to fund the actual claims that are paid by our plan date, or if you have an IRS Qualified Event.

administrator, Anthem. In short, healthier living
impacts our healthcare costs—which benefits us all!

Gray Benefits 6