Page 14 - Gray_2020 Benefit Guide
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           2020 Rates


                                                                                             NON-TOBACCO USER
              MEDICAL PLANS                 COVERAGE                 MONTHLY RATE
                                                                                             DISCOUNTED RATE
              High Deductible Plan          Single                   $135*                   $110*


                                            Employee + Spouse        $350**                  $300**

                                            Employee + Child(ren)    $340**                  $290**

                                            Family                   $365**                  $315**

                                                      *$100 is deposited into an HSA, **$200 is deposited into an HSA

              PPO 2250                      Single                   $165                    $140

                                            Employee + Spouse        $415                    $365

                                            Employee + Child(ren)    $350                    $300

                                            Family                   $550                    $500






             New for 2020, Gray is pleased to offer a $50 monthly credit to team members with a spouse who
             is not enrolled in one of our medical plans and has other coverage. Simply provide proof of your
             spouse’s insurance to the Benefits team and your credit will begin the following month.





           How does the high deductible                                Does Gray offer a non-tobacco
           plan work?                                                  user incentive?

           The High Deductible Health Plan gives                       Yes! Our non-tobacco user incentive
           you more control and accountability                         allows team members participating
           over how you use your benefits and                          in Gray’s healthcare plan to save on
           spend your healthcare dollars. With                         medical premiums. Team members with
           this plan:                                                  single coverage receive a $25 monthly
                                                                       discount on premiums, while those
              • Your premiums are lower                                covering additional family members
              • Your deductible is higher                              receive a $50 monthly discount. To take
              • Once you meet your deductible,                         advantage of this, you must complete
                covered services are paid at 100%                      the required certification in BenSelect
                                                                       during enrollment.

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