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Quick Contact Details:
PHONE: 800-357-6246
Voluntary Benefits WEBSITE: thehartford.com
Voluntary Term Life Insurance
Team members can select policies on themselves
in increments of $10,000 up to a maximum of
$500,000. Policies are also available for spouses
in increments of $5,000 up to a maximum amount How much life
of the team member’s approved policy level. insurance do I need?
Policies for dependent children are available in a flat amount It varies by person, but
of $10,000. Child life insurance does not require a medical financial guru Dave Ramsey
questionnaire; however, the team member must have says your life insurance
policy should replace 10X
coverage on themselves to elect dependent coverage.
your annual income.
Voluntary term life insurance rates for the team member and
spouse are based on the team member’s age and increase in
years the team member’s age ends in a five (5) or a zero (0).
Increases or newly elected voluntary life insurance (other
than at the time of hire) require the team member and/
or spouse to complete the Personal Health Application,
which can be obtained from Human Resources.
Fast facts
Voluntary term life Gray offers this To view voluntary
insurance provides benefit through term life insurance
a cash benefit to The Hartford. rates, please login to
beneficiaries upon the the BenSelect portal.
death of the insured.
Return to the Table of Contents Gray Benefits 37
