Page 6 - Gray_2020 Benefit Guide
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     Welcome to Gray
            This guide offers a snapshot
            of the benefits available
            to you as a member of the
            Gray family. Please review it
            carefully to determine which
            plans are right for you and
            your family, and don’t be
            afraid to ask questions!
            A few quick reminders:
              • Your benefits will take             • Information on your benefit
                effect the first day of the           plans can be accessed
                month, or the first day of the        anytime through our online
                following month, depending            benefits portal, BenSelect.
                on your date of hire. For             Learn how to log-on to
                example, if you are hired April       BenSelect and enroll in
                1, your benefits take effect          your benefits on page 10.
                immediately. If you are hired
                after April 1, your benefits take   • Living a healthy lifestyle can
                effect May 1. Now is the time to      actually lower healthcare
                review, evaluate and make your        costs. We actively support
                selections.                           and reward healthy lifestyles
                                                      through our total wellness
              • You have 30 days from your            program, Grow with Gray.
                eligibility date to make your         Because Gray’s plan is self-
                selections. If you waive your         insured, medical claims are paid
                benefits during your initial          directly by Gray up to a certain
                enrollment period, you can only       level. Team member premiums,
                enroll during open enrollment         combined with company
                for a January 1 effective date,       contributions, are used to
                or if you have an IRS Qualified       fund the actual claims that are
                Event.                                paid by our plan administrator,
                                                      Anthem. In short, healthier
                                                      living impacts our healthcare
                                                      costs—which benefits us all!
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