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WELCOME TO GRA Y

This guide offers a

snapshot of the benefits

available to you as a

member of the

Gray Family.

Please review it carefully to determine which plans are right for you and your

family, and don’t be afraid to ask questions!

A few quick reminders:

• Information on your benefit plans can be accessed • Your benefits will take effect the first day of the
anytime through our online benefits portal, month, or the first day of the following month,
BenSelect. Learn how to log-on to BenSelect depending on your date of hire. For example, if
and enroll in your benefits on page 11. you are hired April 1, your benefits take effect

immediately. If you are hired after April 1, your
• Living a healthy lifestyle can actually lower benefits take effect May 1. Now is the time to
healthcare costs. Because Gray’s plan is self- review, evaluate and make your selections.
insured, medical claims are paid directly by Gray
up to a certain level. Team member premiums, • You have 30 days from your eligibility date to make
combined with company contributions, are used your selections. If you waive your benefits during
to fund the actual claims that are paid by our plan your initial enrollment period, you can only enroll
administrator, Anthem. In short, healthier living during open enrollment for a January 1 effective
impacts our healthcare costs—which benefits us all! date, or if you have an IRS Qualified Event.

Gray Benefits 6