Page 154 - Fruits from a Poisonous Tree
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138    Fruit from a Poisonous Tree
                                                                                    3  letter
                                                                                      rd


                                Date
                                Certified Mail No.
                                Credit Card Company
                                Address
                                City, State, Zip



                                Dear Sir or Madam:
                                I am returning your correspondence, which is enclosed. This matter has
                            been settled. Please reference the attached copies of my correspondence of
                            (dates). To date I have not received a satisfactory response to questions asked
                            of you within these letters. A complete response from you is necessary in
                            order to comprehend a full understanding of my contractual relationship with
                            your bank. In the absence of a satisfactory reply, I have, therefore, concluded
                            that (credit card company) is operating fraudulently and has not loaned me
                            anything but a liability.
                                Until you prove to me that your bank has advanced to me a bank asset, I
                            am under no obligation to repay the bank whatsoever. (Credit card company)
                            has not fulfilled its contract with me.
                                I know that your bank’s records still show that it owes me an asset because
                            what (credit card company) loaned me was created by my note to them. If
                            (credit card company) wants payment in like funds, I will be pleased to send
                            you a promissory note, which is all that (credit card company) ever gave me.
                                I will consider this matter to be closed on your part also, unless (credit
                            card company) truthfully answers my questions. Any further contact from
                            you will be considered harassment and will be dealt with accordingly. If you
                            find it necessary to contact me, please do by certified mail so only at the
                            address below, exactly as it appears, and have the person supplying the answers
                            sign under penalty of perjury. All other correspondence will be refused, and
                            telephone calls will not be accepted.



                                Sincerely,


                                Your Name
                                c/o Your Street
                                Your City, Your State, Your Postal Zone
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