Page 155 - Fruits from a Poisonous Tree

Mel Stamper 139
4 Letter
th

Date
Certified Mail No.

Attn: Legal Department Credit Card Company
Address City, State, Zip
Manager Legal Department:

REFUSED FOR CAUSE WITHOUT DISHONOR UCC 3.501

Enclosed please note my returned credit card issued by your bank (card
number). I demand proof of its cancellation. In addition I demand that all
related computer-generated bookkeeping entries concerning my account be
destroyed. Failure on your part to comply with my demands will result in
court action to compel performance of said demands. Further, be advised that
any action by you or your agents in any attempt to collect on this account
will result in immediate court action.
My actions are taken in a timely manner with this refusal for cause,
pursuant to UCC 3-501.
Refusal for Cause Without Dishonor, UCC 3-501(b)(3) states: “Without
dishonoring the instrument, the party to whom presentment is made may
(i) return the instrument for lack of a necessary endorsement, or (ii) refuse
payment or acceptance for failure of the presentment to comply with the
terms of the instrument, an agreement of the parties, or other applicable law
or rule.
The reasons for my refusal for cause are as follow:

Constructive Fraud

When applying for my credit card, I was under the mistaken belief that
(credit card company) would be loaning me depositor’s money, which it
received from its depositors or investors. I have found by researching relevant
case law on the matter and reading Modern Money Mechanics, published by
the Federal Reserve Bank of Chicago, that (credit card company) created the