Page 25 - The Civil Rights Division booklet
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in areas such as housing, credit and taxes, while they are on
        active duty. It covers issues such as rental agreements, se-
        curity deposits, prepaid rent, eviction, installment contracts,
        credit card interest rates, mortgage interest rates, mortgage
        foreclosure, civil judicial proceedings, automobile leases, life
        insurance, health insurance and income tax payments.


        Meanwhile, the Uniformed and Overseas Citizens Absentee
        Voting Act (UOCAVA) requires states to allow members of
        the armed forces serving overseas, as well as other United
        States Citizens living abroad, to vote by absentee ballot in
        federal elections.  The Civil Rights Division has the authority
        to bring an enforcement action if a state does not satisfy its
        responsibility under the law. For more information, visit
        www.justice.gov/crt/voting/misc/activ_uoc.php.


        Religious Discrimination


        While many of the Division’s civil rights statutes protect
        individuals from discrimination based on religion, in addition
        to race, national origin and other factors, there are certain
        efforts that apply specifically to religious freedom.  The land-
        use provisions of Religious Land Use and Institutionalized
        Persons Act of 2000 (RLUIPA) protect the religious exercise
        of religious assemblies and institutions in the context of local
        zoning and landmarking laws.  These provisions prohibit lo-
        cal governments from taking actions, such as denying per-
        mits to build or expand places of worship, that substantially
        burden religious exercise without sufficient justification.

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