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Study Section 14:  Lending Money


                14.1 Connect

                           A friend comes up to you and tells you that a relative of his died recently, and he needs to
                           go to the funeral.  However, he does not have the money to go.  He has asked you for
                           traveling and food money and would like to borrow it from you with the promise to pay you
                           back next time he gets paid from his job.  How should you response?  Should you lend him
                           the money?  What happens if you don’t have the money to lend?  What can you say?
               This is a very real scenario that many of us face.  If it is not for a funeral, it may be because of a medical
               issue or other emergencies.  Maybe there is a lack of money to purchase food for the family.  There are
               all kinds of reasons that people may ask to borrow from you.  So what should you do?  Today’s lesson
               will give you guidance from God’s Word on answering these difficult questions.

                14.2 Objectives

                        1.  The student should be able to describe the 21 different verses in the Bible that will help us
                        understand about borrowing and lending.

                        2.  From these passages of Scripture, the student should be able to glean some important
               principles about lending to other people.

               14.3 Lending Money

                           Should you lend money to others?  The idea of lending is that you let someone borrow
                           some money from you with the expectation that they will pay you back.   Remember, the
                           Scripture says …

                           Proverbs 22:7 The rich rule over the poor, and the borrower
               is slave to the lender.

               Because this is an immutable law that God has created, you need to
               understand that you are placing yourself as a master over the person
               who borrows from you, and in like manner, place the borrower in a
               slave position to you.  Such a relationship is not healthy among
               believers.  Here are some verses in Scripture that will help you know when, how, and whether you
               should loan money to others:

               Luke 6:34-38 ESV
               And if you lend to those from whom you expect to receive, what credit is that to you? Even sinners lend
               to sinners, to get back the same amount. But love your enemies, and do good, and lend, expecting
               nothing in return, and your reward will be great, and you will be sons of the Most High, for he is kind to
               the ungrateful and the evil. Be merciful, even as your Father is merciful. “Judge not, and you will not be
               judged; condemn not, and you will not be condemned; forgive, and you will be forgiven; give, and it will
               be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap.
               For with the measure you use it will be measured back to you.”


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