Page 7 - VT Vibe Newsletter Sept 2018 FINAL FINAL

HAS ONE OF YOUR FELLOW
EMPLOYEES ACCOMPLISHED DID YOU KNOW?

SOMETHING SIGNIFICANT AT Glencore Agriculture is a global leader in the
origination, handling, processing and marketing of
YOUR WORKPLACE OR IN YOUR agricultural commodities, with a strong position in

COMMUNITY? major markets, including:
Contact viterra.communications@viterra.com to Top three grain and oilseeds exporter from
share your story and we’ll include it in an upcoming Russia, EU, Canada and Australia.
edition.
Top three marketer of seaborne traded wheat,
durum wheat, feed barley, pulses, canola,
Focus on Employee Programs sunflower and sunflower seed/oil/meal.

World’s largest soybean crushing plant in
Please note that employees covered under Collective Argentina.
Agreements may participate in programs that differ from those
outlined below. Strategically located storage and handling
assets in key operating regions in worldwide.
Cost Savings Ideas You Can Use at the Pharmacy

Did you know? charge for drugs – pharmacies are not. Pharmacies can charge
• Prescription drugs account for about 80% of your health any mark-up or dispensing fee that is considered standard for
plan’s cost. their store or company.
• You can save on prescriptions and help reduce drug plan Cost Saving Ideas:
costs without compromising the quality of care or service - Shop Around for the Best Price
you receive.
In Canada, dispensing fees alone can range anywhere from $4
• As with other products, being a “smart consumer” applies to $16 for each prescription you have filled. Since the dispensing
to prescription drugs as well. You can save a few dollars fee and the pharmacy mark-up will vary depending on where you
and at the same time help manage your health plan costs. shop, call the pharmacies in your local area before filling your
prescription. You may discover it pays to shop around.
Although costs vary depending on where you fill your
prescription, three factors determine the price of prescription - Three-Month Supply
drugs:
Filling your regular prescription (such as cholesterol-lowering,
blood pressure medication, oral contraceptives, insulin or other
The Drug Ingredient Cost is the amount a pharmacist pays drugs taken regularly on a long-term basis) every three months,
to buy the drug. A Pharmacy Mark-Up refers to an additional instead of monthly, reduces the number of dispensing fees you
amount a pharmacist are charged and saves a few trips to the pharmacy.
may charge for a drug,
above the original drug - Manulife’s “My Drug Plan” Online
cost. The mark-up is
applied to help pay for My Drug Plan is an online tool for Manulife plan members with
the costs of running the a drug card that can help you find out whether a drug you are
pharmacy. A Dispensing being prescribed is eligible under your drug plan, requires prior
Fee is the professional authorization, or if it may be eligible under a provincial drug plan.
fee a pharmacist charges The drug lookup feature will provide you with an estimate of how
to fill your prescription. much you will be out of pocket and tell you if there is a lower cost
alternative to help lower your drug costs.
Canadian drug
manufacturers are The My Drug Plan tool can be accessed by logging into the
limited in what they can Manulife Plan Member Secure Site or downloading the My Drug
Plan mobile app.

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