Page 35 - Winning The Credit Game Bundle (CK Patrick)

WINNING AT PAYMENT HISTORY 23

Bill 3: ________________________________________________
Late fee amount: _______$ Kicks in after what date?
___/___/______
Bill 4: ________________________________________________
Late fee amount: _______$ Kicks in after what date?
___/___/______
Bill 5: ________________________________________________
Late fee amount: _______$ Kicks in after what date?
___/___/______
Bill 6: ________________________________________________
Late fee amount: _______$ Kicks in after what date?
___/___/______

Keep these amounts and dates in mind, and try to strategically balance
your budget to avoid having to pay any late fees. If this requires short
term sacrifices, remember that your finances will grow more and more
powerful as you eliminate late fees and interest payments from the
amount you are paying each month moving into the future.
There is one final, very important consideration to take into account
when prioritizing which bills to pay first. This is a factor that can work
powerfully for you or against you if you use it properly.

KNOW WHO IS REPORTING TO THE CREDIT BUREAUS

What if I told you that not every single party you owe money to may
report you to a credit bureau? It’s not a good idea to plan to skip out
on bills, but if you are overwhelmed with debt and need to pay down
your most pressing debts fast, knowing which, if any of your creditors
will not negatively impact your credit score can be very powerful.
The best way to know which bills are or are not harming your
credit score is to check your credit report. Your credit report will show
exactly which creditors have reported you as late-paying or non-
paying, harming your credit track record. Some creditors will report
you quickly and aggressively, even if you only owe them a tiny