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“We have $30,000 on credit cards, and with these debt consolidation things I’ve been doing, I’m still getting
               pounded on the interest.”





















                                                    Question 5: What Else?






               “My wife and I have a total of $20,000 in student loans.”





















                                                Question 6: What Do You Want?





               “I don’t even know anymore,” Chuck said. “I like teaching and all, but I’m just a bit burnt out. And I’m only 30. I
               guess I’d really like to own and run a bar. I think I’d be very good at it.”
                  “And your numbers?”
                  “It would be great to have $1,000 a month coming in, free and clear. And less debt. Maybe no debt.”
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