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restructuring, 199
strategy for eliminating, 194 –199
Debt Damaged scenario, 15
Debt elimination box (Five-Step Debt Elimination Plan), 195 –196
Debt Management, 181 –205
defined, 12
in direct asset allocation example, 96 –97
in wealth plans, 13
Debt payments (Five-Step Debt Elimination Plan), 197 –198
Debt-aggregation programs, 182
Deductions, business, 139
Depreciation (real estate), 65 –66, 172 –173
Deserving wealth, 245 –246
Direct asset allocation, 61 –98
Direct investments, 42
Diversification, 75 –76, 85 –87
Documents, amounts/locations of, 210 –212
Due diligence, 46 , 77 –81

E

Effort, 21
EIN (see Employer Identification Number)
Einstein, Albert, 61
Employees, taxes on, 133
Employer Identification Number (EIN), 133 –134
Employment, as source of income, 245
Entities, 51 , 123 –144
in Wealth Cycle, 62
in wealth plans, 13
Entrepreneurship, 48 (See also Cash Machine)
Equity, cash from, 45 –46
Evil, money as, 245
Expenditures, 214
on balance sheet, 212
business vs. personal, 214
in Gap Analysis, 25 –26
monthly, 25 –26
on profit and loss statement, 213 , 214

F

Factoring number (Five-Step Debt Elimination Plan), 196
Family Limited Partnerships (FLPs), 136 –137