Page 6 - FIN435 RHB vs BPMB
P. 6

c)  Capital Adequacy Ratio

                         Ratio            2016            2017             2018           Remark



                        Capital         = 17.41%        = 17.50%        = 19.21%       2018 is better
                       adequacy
                         Ratio

                     Core Capital       = 24.24%        = 16.50%        = 16.91%       2018 is better
                         Ratio




                       d)   Asset Quality Ratio

                         Ratio            2016            2017             2018           Remark


                         NPL            =1.38%          = 1.14%          =1.93%        2017 is better
                        = non-
                      performing
                       loan/total
                         loan

                        Loan to        =1.03 times     =0.85 times     = 0.86 times    2016 is better
                        deposit
                         =total
                       loan/total
                        deposit



























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