Page 179 - Ready Set Retire
P. 179

Ready. Set. Retire!

last year? Did you lose money? Did you pay your broker for
the privilege?

And these fees are expensive! If you make 6% on your money
and your broker takes 2-4%, he’s getting one to two thirds of
your total profits...and you take all the risk!

With a Fixed Index Annuity, my commission is paid directly
by the insurance company. Not a penny comes out of your
funds if you abide by the terms of the contract. 100% of your
money is working and growing for you. The only time you
would ever be charged is if you take your money out early, over
the 10% annual free withdrawals, in which case the insurance
company asks that you help cover the charges caused by the
early withdrawal (surrender charges).

Even better. If you are willing to give away a small part of the
upside, you can get into an annuity that will return 100% of
your initial deposit to you any time you want, with only interest
penalties.

5. “THE INDEX CALCULATIONS DON’T INCLUDE DIVIDENDS.”

It’s true. Again, you won’t get all the up. However, can you
give me an example of something that includes or pays
dividends that has no risk to your principal or previously
earned gains? It’s not a perfect world, and I admit I’m not
offering perfection; but I remind you again that you already

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