Page 184 - Ready Set Retire
P. 184
Stephen J. Kelley
Index
10%annual free annuities, 10, 40, 41, 56, 64,
withdrawals, 169 70, 120, 121, 122, 123,
151-a, 134 124, 126, 130, 131, 132,
2.8% Rule, 104, 139, 140 133, 135, 136, 141, 145,
2008, 57, 133, 134, 151 147, 151, 156, 163, 167
20-year term life policy, 128
30 year planning horizon, annuitization, 147
138 annuity, 123, 126, 127, 129,
4% Rule, 41, 99, 104, 107,
143 132, 134, 135, 143, 147,
401(k), 61, 133, 146, 150 151, 152, 153, 156, 159,
401(k)s., 170 160, 162, 165, 166, 167,
401k, 72, 75, 86, 94 168, 169, 171, 172
50/50 mix of stocks and arbitrage, 88, 109, 137
bonds, 97 asset classes, 79, 80, 91
90% success rate, 24, 100, assets to pay its claims, 158
103, 144, 145 average rate of return, 51,
accumulation vs. 102
decumulation, 33 Banks, 157
actuarial, 40, 115, 116, 118, bear market, 135
137 beat the market, 78, 85
actuarial calculations, 115 beneficiary, 126
actuaries, 115 Bengen, William, 97
advertising, 26, 150 Bernanke, Ben, 163
advice, 21, 22 Bogle, John (Jack), 86, 87
AIG, 162 bond funds, 12, 61, 62, 63
American banking system, Bond prices, 58
162 bonds, 2, 54, 56, 57, 58, 59,
American Funds, 78 60, 62, 63
American General Life, Bonds, 56, 102
162 break even, Social Security,
annual point to point, 154 33, 34, 36, 37, 38, 117
annual reset, 153 broad market swings, 53
annuicide, 145 broker, 22, 23, 123, 150,
154, 164, 167, 168, 169,
170
broker/dealers, 79, 123
174
