Page 186 - Ready Set Retire
P. 186

Stephen J. Kelley               Four ‘Ts, 89
                                FRA, 71
   ETF, 86, 90
failure rate, 101                  full retirement age, 36
FDIC, 156, 157, 161, 162,       free withdrawals, 169
                                funds, 104, 124, 126, 130
   163                          gains - locking in, 54
FDIC insurance, 162, 163        general fund, 142
FDIC Insurance, 157             government regulating
Federal Reserve, 59, 60,
                                   body, 99
   157, 163                     Great Depression, 157,
fee, 124, 148, 153, 166, 168
fees, 70, 74, 75, 86, 89, 102,    161, 163, 171
                                guarantee income, 129
  121, 123, 124, 125, 130,      guaranteed death benefit
  131, 132, 133, 138, 144,
  147, 148, 149, 150, 153,        rider, 126
  167, 168, 169, 172, 173       guaranteed income, 132
fees, hidden, 86                guaranteed lifetime income
FIA, 133, 147, 152, 153,
  155, 164, 165, 168, 170,        streams, 147
  171, 172                      guaranteed withdrawal
FIAs, 133, 134, 151, 168,
  170                              income rider
Fidelity, 89                       GWIR, GWIB, GIWB,
fiduciary, 21, 22, 23, 24, 26
Financial Advisors, 21               126
financial meltdown, 157,        guarantees, 126, 127, 133,
   161
financial planner, 25             134, 143
financial safeguards, 158       Hedging, 91
financial services, 25, 26      historical prime rate, 60
Finra, 99                       hold it to maturity,, 58, 59
fixed annuities, 135, 168,      how long you are going to
  172
fixed income component,            live, 111, 138
  57                            Hybrid Annuities, 151
fixed index, 123, 133, 166      hybrid annuity, 147
Fixed Index Annuities, 151      hybrid fixed annuity, 132
Fixed Index Annuity, 147,       IAR, 21
  148, 169                      immediate annuities, 145
176                             income, 39
                                income amount, 130
                                income base, 129
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