Page 23 - Know-So Money, Hope-So Money, Retirement Secrets Wall Street Doesn't Want You to Know

everything after the first 3-5%). There are annual point to point,
monthly average, monthly point to point, etc.

The thing to remember is that you have lots of options to maximize
your gain, and we can help you with that. But, unlike in a securities
investment, you have NO RISK of losing any money. So, if we guess
wrong, you might make 12% interest one year instead of 15%. But if
your broker guesses wrong, you could LOSE 30% of your holdings!

Above is an actual chart comparing the S&P 500 and one of our
favorite FIA crediting strategies during the 15-year period from 1998 to
the end of 2013. The light blue line shows the minimum guaranteed
value of the contract, which is 2% (the same gains you would have had

in the market during that 15-year period).

Note how the FIA way outperformed the S&P 500. When the market
went up, so did the FIA. However, when it went down, all principal and
profits were locked in. No market risk and great return, with all the
safety of CDs.

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