Page 16 - Green Mountain Research Handbook Revised 12-27

Green Mountain Research Employee Handbook

Health Benefits

Health Benefits, including medical, vision and dental insurance are available to all full-time

employees scheduled to work at least 30 hours per week. If you elect coverage, it will become
effective on the first day of the month following date of hire, or following the date you enter
full-time status. You and GMR will share in the cost of coverage, with GMR paying the majority
of the monthly premiums. Please note that employee costs (and employer costs) increase with
the addition of spouses and dependent children to the insurance plan.

The current costs will be provided to you by Human Resources.

As health care costs continue to rise, the company will attempt to provide suitable health,
dental and vision coverage to its employees. However, when necessary, the Company reserves
the right to change the benefits provided, as well as the portion paid by employees for
insurance premiums. While it is our intention to continue to provide quality benefits for our

employees, we reserve the right to modify or discontinue the benefits at any time.

Refer to the detailed benefits summary provided by the insurance provider to learn more about
your health and dental coverage. Human Resources will provide eligible employees with this
information during the initial enrollment period, at annual open enrollment and upon request.

You may contact Human Resources for benefit details and current employee payroll deduction
amounts.

This handbook provides a very general overview of the benefits available to you. Should there
be a discrepancy between the language in the handbook and the official plan documents, the
terms of the official plan documents will govern the benefits.

Group Medical Insurance
GMR offers a health plan with two different levels of premiums and benefits. Eligible
employees may choose either plan based upon their personal needs. Both GMR and the
employee share in the cost of premium.

Group Dental and Vision Insurance
GMR offers both voluntary dental and vision benefits. Eligible employees may elect either
dental benefits, vision benefits or both, depending upon their needs. Both GMR and the

employee share in the cost of premium.

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Revision Date: 12/09/2021
Origination Date: 12/09/2021